About OSAG


OSAG is the largest provider of workers' compensation services to Oklahoma public schools.  Four hundred ninety-seven school districts are members of OSAG in 2017-2018.

In nearly twenty-four years, OSAG has saved school districts approximately $91,843,815 in accumulated savings of education dollars!  These savings include over $11,000,000 in refunds of premiums paid & dividends issued, savings in premiums paid compared to outside insurance markets, and equity ownership in both OSAG & CompSource Mutual Insurance Company.

OSAG is a fully insured program, with each OSAG member owning a piece of the Oklahoma School Assurance Group.  Each OSAG member is charged an individual premium based on individual district performance, and is not punished by unsatisfactory loss ratios of other OSAG members. One premium is charged for one year of coverage, without change. OSAG members enjoy the possibility of annual dividend awards based on claim performance per year. 

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